i recently met a guy who claimed to have the perfect wallet solution. when i asked what it was he got very excited, like no one ever asked him to share before me. he leaned forward in his chair and reached behind him, fumbling with his back pocket. after a moment he brought his hand forward holding it in front of me. in his open palm was a mess of credit cards, money, scraps of paper and god knows what else jutting in all directions. there wasn't as much as a paper clip or rubber band holding the collection together.

so, where's the wallet?

that's it.

but that's not a wallet. that's a pile of shit.

yes. i know. it's brilliant isn't it?

what's so brilliant about it?

it's brilliant because you'd be a lunatic to set this down anywhere, stuff would go everywhere. you will never loose this wallet.